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Xavier Prospero

May 17, 2026

byXavier Prospero

Whose Leverage Are You?

You can value any asset on a balance sheet. Why is your own so hard to price?

Whose Leverage Are You?

May 1, 2026

byXavier Prospero

Profit, Signal, Noise

Why the same returns chart now holds AI labs and slot apps, and what financial reporting can't tell you about the difference.

Profit, Signal, Noise

Apr 24, 2026

byXavier Prospero

The Michael Jackson Biopic For CA(SA) Students

Lessons from the Michael biopic for aspiring CAs

The Michael Jackson Biopic For CA(SA) Students

Apr 14, 2026

byXavier Prospero

Hot Desks & Cold Leases: The Rise of Co-working Spaces

Why the businesses you'll audit one day probably won't own an office.

Hot Desks & Cold Leases: The Rise of Co-working Spaces

Apr 10, 2026

byXavier Prospero

How To Future-Proof A CA(SA) In The Age Of AI

How To Stay Useful When AI Eats The Technical Layer

How To Future-Proof A CA(SA) In The Age Of AI

Mar 31, 2026

byXavier Prospero

How To Make Your CA(SA) Articles Worthwhile

How To Make Your CA(SA) Articles Worthwhile

Mar 24, 2026

byXavier Prospero

You Are More Than An Aspiring CA(SA)

You Are More Than An Aspiring CA(SA)

Mar 17, 2026

byXavier Prospero

The JSE's Newest Fintech Giant Just Dropped Results: And Future CA(SA)s Need to Pay Attention

Inside Optasia's first JSE results, 10 million unbanked South Africans, and what it means for the future CA(SA).

The JSE's Newest Fintech Giant Just Dropped Results: And Future CA(SA)s Need to Pay Attention

Mar 10, 2026

byXavier Prospero

How Future CA(SA)s Should Compete In Saturated Markets

How branding acts a a differentiator in even the most crowded markets.

How Future CA(SA)s Should Compete In Saturated Markets

Mar 3, 2026

byXavier Prospero

How Future CA(SA)s Should Look At The Impacts Of War On Markets

How Future CA(SA)s Should Look At The Impacts Of War On Markets

Feb 24, 2026

byXavier Prospero

How Future CA(SA)s Should Look At AI

How Future CA(SA)s Should Look At AI

Feb 17, 2026

byXavier Prospero

What The 2008 Financial Crisis Can Teach The Future CA(SA)

A Masterclass in Risk, Reporting, and Professional Skepticism for the Future CA(SA)

What The 2008 Financial Crisis Can Teach The Future CA(SA)

Feb 10, 2026

byXavier Prospero

What is Private Equity?

The business of buying businesses.

What is Private Equity?

Feb 3, 2026

byXavier Prospero

The Smartest Business Model: What is SaaS?

How the SaaS business model works and why it's arguably the best.

The Smartest Business Model: What is SaaS?

Jan 27, 2026

byXavier Prospero

How a $48M brand scaled by asking their customers what they wanted

Why the human touch is the most important variable in your business strategy.

How a $48M brand scaled by asking their customers what they wanted

Jan 20, 2026

byXavier Prospero

How does franchising actually work?

Insights into the franchising business model for CA(SA) students.

How does franchising actually work?

Jan 13, 2026

byXavier Prospero

Tracking the ZAR move below R17.00 and what comes next

Insights into a strengthening ZAR for CA(SA) students

Tracking the ZAR move below R17.00 and what comes next

Dec 16, 2025

byXavier Prospero

How Old School is Building One of South Africa’s Most Loved Brands

What nostalgia, identity, and smart partnerships can teach future founders

How Old School is Building One of South Africa’s Most Loved Brands

Dec 9, 2025

byXavier Prospero

Streaming Wars : Netflix–Warner Deal and Paramount’s Surprise Bid

Streaming Wars : Netflix–Warner Deal and Paramount’s Surprise Bid

Dec 2, 2025

byXavier Prospero

Why Coffee Shops Are Launching Running Clubs (And How It Supercharges Loyalty)

How a simple weekly run builds community, habit, and lifetime value for modern cafés.

Why Coffee Shops Are Launching Running Clubs (And How It Supercharges Loyalty)

Nov 25, 2025

byXavier Prospero

Agents of Change: How AI Is Rewriting Accounting and Business Operations

How autonomous assistants are transforming forecasting, reconciliations, reporting, and everyday business workflows

Agents of Change: How AI Is Rewriting Accounting and Business Operations

Nov 18, 2025

byXavier Prospero

New Kid on the Block: Walmart’s Grand Entrance to South Africa’s Retail Stage

How a U.S. cost-cutting giant plans to break into one of the most competitive FMCG markets in the world - and what future CAs should be paying attention to.

New Kid on the Block: Walmart’s Grand Entrance to South Africa’s Retail Stage

Nov 11, 2025

byXavier Prospero

Burnt Studios: From Limpopo Pastures to Premium Performance

How a Limpopo side-hustle turned into South Africa's fastest growing premium activewear brand through community, consistency and strategic storytelling.

Burnt Studios: From Limpopo Pastures to Premium Performance

Nov 4, 2025

byXavier Prospero

Bond Voyage: Foreign capital steers SA’s bond rally

Global investors return to South African bonds as yields and policy reforms revive confidence.

Bond Voyage: Foreign capital steers SA’s bond rally

Oct 28, 2025

byXavier Prospero

From Balance Sheets to Big Data: FirstRand's Fintech Plot Twist

Inside FirstRand's strategic pivot to AI-powered lending across 38 countries—and why every CA(SA) should care

From Balance Sheets to Big Data: FirstRand's Fintech Plot Twist
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